What an OIC really is (the honest part most ads skip)
An OIC settles a debt for less than the balance — but only when the IRS concludes it can't realistically collect more. It measures that with your Reasonable Collection Potential (the equity in your assets plus future income), and you must be current on filings and payments to even be considered. Not everyone qualifies. If you can pay in full or through a plan, the IRS won't accept an OIC, and no firm can change that. Many do-it-yourself and 'mill' offers are rejected for exactly this reason.
What your options actually are
We compare paths honestly first: an OIC when your finances support it; an installment agreement when you can pay over time; Currently Not Collectible when you can't pay anything now; or a sequence over time. If an OIC is a long shot for you, we'll say so rather than sell you one.
Why representation matters here
An OIC is won or lost on the financial analysis and how the offer is built — valuing assets, calculating future income, applying allowable expenses, choosing the structure. A poorly built offer doesn't just get rejected; it can cost you months. We build it to be accepted, or tell you it isn't the right tool — and if a sound offer is wrongly rejected, there are appeal rights.
Our process
Eligibility analysis before anything is filed; an honest comparison of paths; building accurate Forms 656 / 433-A(OIC) or 433-B(OIC); submitting and advocating through review; and helping you stay compliant afterward.
This describes how a process works, not a promised result. Outcomes depend on each taxpayer's facts and are not typical or guaranteed.